Life insurance may be one of the most important financial products many of us will ever own, and buying the right kind of life insurance is one of the best ways to protect your family’s future.

• The purpose of life insurance should be to protect the family against the premature death of the breadwinner or caretaker.
• You’re paying for a substitute of income or to replace the caretaker’s responsibilities.
• The people that primarily need it are those who have others depending on them for support, not necessarily financial.

Primerica offers term life insurance, 100% of the time. Term insurance provides pure death protection. Life insurance is not a permanent need that every family has. Many experts see it as a way to simply “buy time” until you accumulate savings, not as a permanent fixture in your financial program.

The Financial Strength to Deliver for Your Loved Ones
A life insurer’s financial strength is an important indication of the company’s ability to pay out your death benefit. You’re counting on that money to be available to your loved ones, should they need it. Primerica takes fiscal responsibility very seriously. The strong financial ratings of our life companies reflect our commitment to being there for the millions of families who put their trust in us:

	National Benefit Life	Primerica Life Insurance Company
A.M. Best	A+	A+
Standard & Poor’s		AA

Primerica Life Insurance Company (Home Office: Boston, MA) is rated by A.M. Best and Standard & Poor’s. A.M. Best ratings range in order from the highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-. C++, C+, C, C-, D, E, F. Standard & Poor’s (S&P) ratings range in order from the highest as follows: AAA, AA+, AA, AA-, A+, A, A-, BBB+, BBB, BBB-, BB+, BB, BB-, B+, B, B-, CCC+, CCC, CCC-, CC.